Aged care funding explained in plain English

The government provides funding to help older Australians stay at home longer. It can feel overwhelming at first, but we’re here to walk you through it, step by step.

What is aged care funding?

The Australian Government provides funding to help older people receive care and support at home. This means you may not need to pay the full cost of your care, the government contributes based on your assessed needs.

The main program is called Support at Home (which replaced Home Care Packages from July 2025). It’s designed to help you stay independent in your own home for as long as possible.

The key thing to know:

You don’t need to figure this out alone. We help families navigate the funding process every day, and we’re happy to explain your options at no cost.

Support at Home explained

Support at Home is the government’s main funding program for older Australians. It replaced the old Home Care Packages system and is designed to be simpler and more flexible.

Who is it for?

Australians aged 65+ (or 50+ for Aboriginal and Torres Strait Islander people) who need support to continue living at home.

How do you access it?

You start by contacting My Aged Care (1800 200 422). They’ll arrange an assessment to understand your needs. Once approved, you choose a provider like Montessori Care to deliver your services.

What does it cover?

Personal care, domestic assistance, meal preparation, social support, transport, home maintenance, nursing, and allied health, depending on your assessed needs.

How long does it take?

Assessment timeframes vary, but we can help you prepare and even provide private care while you wait for your funding to come through.

What your funding can be used for

Services covered under the Support at Home program

Support at Home explained

Support at Home is the government’s main funding program for older Australians. It replaced the old Home Care Packages system and is designed to be simpler and more flexible.

Care coordination

We match you with the right carers and build a plan around your goals.

Budget management

We help you make the most of your funding, no surprises, full transparency.

Service delivery

Our trained team delivers your care with the Montessori approach, promoting independence and purpose.

Reporting & reviews

We keep you informed and help prepare for funding reviews.

When private care may supplement your funding

Sometimes government funding doesn’t cover everything you need, or there’s a waiting period before your funding starts. In these situations, private care can fill the gap.

We guide families through the process

Every family’s situation is different. Whether you’re just starting to explore aged care funding or you’ve already been assessed and need a provider, we’re here to help.

No obligation. No pressure. Just honest guidance from people who care.